Becoming the deadly apple

So now I've become an apple: a woman with a 35-plus size waist. I have high blood pressure already and am now at an increased risk for a heart attack. Why did I let this happen to me? Here's another good reason I must lose weight:

According to the research, elevated health risks seem to come along with a waist measurement of greater than 35 inches in women and greater than 40 inches in men. Abdominal fat is worse than fat on your buttocks or thighs because that extra fat surrounds important organs such as the liver and pancreas. When you have fat in this area of the body, your body can't use the insulin produced by your pancreas efficiently — and that leads to insulin resistance, which causes high blood glucose levels. In turn, the high blood glucose puts your organs at higher risk. If you lose weight, the amount of fat stored around your waist and important organs will decrease, and they will work better, helping you stay healthy.

The advice to reduce abdominal fat is an exercise program that doesn't skimp on other areas of the body:

The best approach is a well-balanced program that includes aerobic activity (anything that gets you breathing hard), strength exercises for your entire body and stretching. For health gains, try to do at least 30 minutes daily.

I need a good chair exercising program or a swimming pool but we can't afford a gym. What a bind! :(